Have you ever paid a bill late or missed a very important deadline? Have you ever applied for a job and didn’t quite meet all the requirements? Have you ever tried to buy a house, and just didn’t have all the paperwork and finances needed to close the deal? Well, I have experienced every single one of these things. If you are reading this, chances are you too can relate to times where you came up short and needed help to make up the difference.
This may not always be a popular opinion, but the…

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